Travel Smart: Top Prepaid Cards with the Best Terms

Travel Smart: A Guide to the Top Prepaid Cards With the Best Terms

Every traveller faces the same question: What’s the most convenient and cost-effective way to pay for purchases abroad? Cash requires currency exchange, comes with fees, and carries the risk of theft. Credit and debit cards aren’t always ideal — banks may block transactions due to suspicious activity, and unexpected fees can make expenses unpredictable. With the growing demand for transparent and predictable payment methods, prepaid cards have become the optimal solution for international travel. They offer full control over spending, protect against hidden fees, and minimize financial risks.

In this article, we’ve compiled an overview of three virtual prepaid card services: PSTNET, LinkPay, and Ezzocard. These cards offer the best conditions for travel and other international expenses.

Top 3 Virtual Card Services for Travel

1. PSTNET

PSTNET provides virtual Mastercard and Visa cards suitable for most online purchases. Creating a virtual online prepaid card takes just a few seconds after registering on the platform. Reloads are possible via cryptocurrency or bank transfer. The cards can be used for all travel expenses — from cruises and hotels to flights and rentals for cars and yachts. To top up the card, users first need to deposit funds into their personal wallet on the platform and then transfer them to the card.

Key benefits include fee-free transactions, free withdrawals, and the ability to use blocked or frozen cards. Users can decide how much they want to load onto the card. There are no limits, which sets PSTNET apart from other providers.

Key Features:

• Reload Options: 18 cryptocurrencies, including BTC, USDT (TRC20, ERC20), ETH, other Visa/Mastercard cards, and bank transfers (SEPA/SWIFT)
• Security: 3D Secure, two-factor authentication
• Registration: Sign up via Google, Telegram, WhatsApp, Apple ID, or email
• Customer Support: 24/7 support via Telegram chat and other channels
• Telegram Bot: Provides service notifications and 3D Secure codes

2. LinkPay

LinkPay is a virtual card service designed for various purposes. The cards are based on Visa and Mastercard. A prepaid card can be purchased directly on the platform. Additionally, there are specialized cards for ad payments (Multi Cards) and online transactions (Omno Cards). The platform features an intuitive interface that simplifies payments and usage.

A major advantage is the absence of spending limits. However, there are fees: a 1% charge for loading funds and a 2% fee per transaction. Once users reach a monthly transaction volume of $50,000, transaction fees are waived—but they must subscribe to the Ultra plan to access this and other benefits.

Key Features:

• Reload Options: 7 cryptocurrencies, other Visa/Mastercard cards
• Security: 3D Secure technology
• Registration: Fill out an online form for instant access to card creation
• 24/7 Support: Available via website chat and Telegram

3. Ezzocard

Ezzocard offers cards suitable for payments on international websites. All cards are universal and can be used for shopping, advertising, and more. The biggest advantage: No registration is required. Cards are available for instant purchase on the website. They are single-use and come in various amounts, ranging from $10 to $2,000. Ezzocard does not charge transaction fees, but there is a one-time issuance fee based on the card’s value and type.

Key Features:

• Reload Options: 10 different cryptocurrencies or other Visa cards
• Security: 3D Secure
• Registration: Not required
• Customer Support: Email support

How do prepaid cards work in the travel sector?

Prepaid cards are a payment method that users load with a specific amount in advance. Unlike debit and credit cards, they are not linked to a bank account, allowing for precise budget control and preventing unexpected charges.

Where are prepaid cards most useful?

• Tourism: Prepaid cards help travellers manage expenses and minimize risks related to currency conversion and unexpected fees.
• Business travel: Companies use prepaid cards for business trips to simplify accounting and manage corporate expenses efficiently.
• Countries with currency restrictions: In regions with unstable financial systems, these cards help users avoid high fees and cash withdrawal limits.
• Digital nomads and freelancers: Prepaid cards are a practical tool for remote work and travel, offering multi-currency support and flexible reload options.

A key growth factor in this segment is the transparency of fees and the ease of reloading funds. Unlike traditional cards, which often include hidden fees for currency conversion or account maintenance, prepaid cards come with fixed conditions. This makes them especially attractive to travellers looking to optimize their spending.

Additionally, international fintech companies are increasingly adopting blockchain-based solutions to simplify fund management and reduce operating costs for users. Providers like PSTNET, LinkPay, and Ezzocard already offer cards with cryptocurrency top-ups and instant conversion to fiat currencies — making international travel even more convenient.

Guest Article.